is a manager at KPMG Advisory. He has extensive experience in various positions within several large financial institutions in the credit risk and corporate and retail lending domain. His work focuses on regulation and credit risk management on the one hand and business & customer service processes on the other. Sam is involved in the KPMG Financial Sector Big Data Advisory Services & Solutions. Before he started at KPMG, he successively worked at the Dutch Central Bank, ABN AMRO, ABN AMRO Newbank (now Deutsche Bank) and Rabobank Netherlands.